S&P’s and its third party licensor’s only relationship to ZFUS Services, LLC is the licensing of certain trademarks and trade names of S&P and of the S&P 500 index which is determined, composed and calculated by S&P or its third party licensors without regard to ZFUS Services, LLC or the Product. Neither S&P nor its third party licensors makes any representation or warranty, express or implied, to the owner of the Product or any member of the public regarding the advisability of investing in securities generally or in the Product particularly or the ability of the S&P 500 index to track general stock market performance. The S&P® Index Interest Account and the S&P® Plus Index Interest Account (the “Product”) are not sponsored, endorsed, sold or promoted by S&P or its third party licensors. Standard & Poor’s®”, “S&P®”, “S&P 500®”, and “Standard & Poor’s 500TM” are trademarks of Standard & Poor’s Financial Services LLC (“S&P”) and have been licensed for use by ZFUS Services, LLC and its affiliates.
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